Category Archive

John Manage-your-money: Hi X, I noticed you will no longer be contributing to your employer-sponsored program, are you switching to a new employer? You: I’ve actually incorporated myself and will be working as an IT contractor, so I will no longer be contributing to that Registered Retirement Savings Plan. John Manage-your-money: Well first of all, X, Congratulations on the new … Read More

Last month, we went to Panama for a 1-week vacation. It was a well-earned and well-awaited vacation. We were tired, pale, and fed up of one of the worst winters since moving to Ottawa a little over 10 years ago. It wasn’t our first time visiting the country; however, this time we decided that we will be taking a sabbatical … Read More

* Note that this is not an affiliated post.  In this blog,  one topic that I speak about is saving money. What if I told you that you could get a PS4 Game Console for free (or at least almost free). Would you believe me? Well, we did it last December. Here’s how…In 2016, I started to price match and use other apps … Read More

As most of my readers know, I live in Ottawa. On January 19th, 2019 we were the coldest capital in the world ( yes, you read correctly) since then, we’ve had temperatures reaching -40 with the wind chill. For those who don’t live in cold climates, think about being in a deep freezer in a tee-shirt and shorts for hours and … Read More

Junk accumulates and fast. This year we decided that we were going to earn money through minimalism. For more about that theme click here. While it’s great to unload our homes of these unwanted items, we should consider the effect that our things will have on the environment. Here are 5 things to think about: Consider reusing before recycling There … Read More

During the first week of January this year, our family watched the Marie Kondo series that was featured on Netflix. We are not hoarders, we do not have collections of anything, and I dissuade family members from buying all unnecessary items. Despite all that, we still have a lot of things that we need to sell or donate. The more we organize, the more we … Read More

Happy New Year! Every year, I make a motto for the year. I invite you to join me this year. 2019 is The year of conscious wealth building through minimalism. We have all read about the infinite ways to build wealth. One way is not better than another. They all help us at achieving what we want – financial freedom. This … Read More

Happy New Year! Yesterday, an old friend of mine told me “Something that I find amazing about you is that your happiness is not linked to consumerism” this really resonated with me because it’s the truth. I have never been a spender apart from vacations (where I’m still careful with my expenses). I do not get any satisfaction of spending money … Read More

Until I moved to Ottawa, I probably never walked into a Bulk Barn before. I still remember the first time walking into the store and seeing all those lovely products nicely organized in transparent bins. When I saw my first bill upward of $60.00 I realized that I needed a plan. These days, I still go to Bulk Barn regularly, … Read More